The industry competencies which drive the thrust of FSDH’s lending business reside in the Corporate Banking Group (CBG). The CBG business focus is the result of the bank’s strategic adaptation of the ‘Follow the Cash and Value Chain’ philosophy and centres around providing support to existing and emerging corporate clientele in various sectors of the Nigerian economy including Energy, Telecommunications, General Commerce, Agro Allied, Manufacturing, Power and Real Estate and their value chain members.
Our Corporate Banking Division was created to strategically manage our corporate clients and optimises the institutional knowledge resource base that the bank has built up over the years through its leading financial trading franchise. This knowledge provides our analysts with an holistic perspective of the clients’ needs thus enabling us to offer superior value adding solutions. We understand the unique banking needs of our corporate clients. We make it a point of duty to provide them competitive and flexible banking services and work with them to grow their businesses via our bespoke and specialised lending solutions and support.
Our team includes dedicated professionals physically located in Lagos, Abuja and Port Harcourt who have the ability to reach out through strategic partners to the rest of Nigeria, Africa and indeed, all over the world. These individuals have an in-depth knowledge of current industry trends, trends in loan structuring and pricing, and are very active in the corporate banking space. They are responsible for arranging credit financing for customers and providing loan support for customer portfolio requirements.
Our role in our customers’ businesses depends on the nature of the financing requirements and the clients’ needs. Our capabilities range from short-term individual lending transactions to acting as an administrative agent by leading broader-based syndicated transactions or arranging/participating in club deals for smaller transactions. Our roles are flexible and focused on identifying and meeting the unique needs of each individual customer. We also provide fully underwritten facilities or best efforts arrangements.
Due to the large ticket nature of the transactions we undertake in the sectors that constitute our business focus, we augment our Naira and foreign currency balance sheet funding with a robust funding base consisting of foreign currency multiple credit lines from well-known global correspondent banks, developmental financial institutions, multilateral agencies and strategic partners.
The CBG offers the following services: