We have created investment products that
cater for the varied needs of our client.. We have
designed specific products for Corporate and Institutional Investors
as well as High Net Worth Individuals.
The Bank Dealing Unit is the hub of the organization as the unit has as its principal activities trading in Federal Government Securities and money market instruments including commercial bills. The unit deals with banks and other financial institutions to ensure the existence of vibrant and efficient financial markets.
FSDH is one of the primary dealers/market markers licensed by the Debt Management Office (DMO) to underwrite and make market in the Federal Government of Nigeria Bonds. This has enabled FSDH to create value for its customers by providing access to primary Auctions as will as a ready secondary market window to trade previously issued / purchased Bonds.
The unit trades on its own account and also makes market in government securities in accordance with the established secondary market making rules, thereby ensuring market liquidity is maintained. This means, customers can always buy and sell these securities as the need arises. The unit not only trades over-the-counter (OTC) large volumes of FGN Bonds in the two-way-quote market but also trades large volumes with its customers.
The unit gives to its customer timely and relevant information on market activities, particularly those relating to the FGN Bonds and other government securities being issued by the Central Bank of Nigeria (CBN). It sends periodic (daily, weekly, and monthly) reports on all government primary auctions, as well as notification of sale, volume of each bid, volume sold, repayment, auction price/yield, auction timetable, etc to its customers. The unit also receives feedback from its customers and passes this on to the DMO/CBN in a timely and structured manner. The unit is committed to providing advice where necessary on the structure of its customers’ bonds portfolio and timing of sale/purchase.
The activities of the unit are as categorized:
Active trading of fixed income securities such as:
FGN Bonds
State government bonds
Commercial Paper Trading
Bankers’ Acceptances Trading
Treasury Bills Discounting and Rediscounting
Portfolio Restructuring
Financial Advisory Services
Benefits of dealing with FSDH include:
Our efficient structure allows for prompt feedback and execution of trades.
There is no settlement risk as our operations processes are highly automated.
Our commitment to risk management ensures that assets traded in our portfolio are of the highest quality.
This is the asset originating unit of FSDH with specific focus on large corporates, blue chip, multinational and structured middle market clients. Our focus ensures that our liability clients put their funds in investment grade securities.
FSDH makes funds available to Companies by purchasing Commercial Notes issued by such companies. These transactions could either be structured as a Short Term or Medium Term transaction.
For short-term transactions, FSDH can make funds available for working capital at competitve rates for tenors raging from 7days to 90days by purchasing companies ' commerial paper. We have dealt with leading companies in various sectors Nigeria of which includes, Oil & Gas - Upstream and the downstream, Food & Beverage, Manufacturing, Real Estate, Brewery etc.
We are able to do this based on our robust credit structure, which utilizes a number of variant models and the experience of our staff in various sectors of the economy.
The benefits of dealing with with FSDH for purpose of gaining funds for a public or private company include the following;
Charges – There are no hidden or ancillary charges. The discount rate quoted is the only cost. We do not charge C.O.T and assist our clients to avoid C.O.T entirelyby issuing our disbursement cheques in favour of third parties nominated by our clients.
Administrative Convenience – FSDH does not solicit for ancillary business, as we are strictly money market institution.
Prompt Response – The facility amount can be made available within 24hours, provided all the necessary documentation is in place.
The Investors Unit of FSDH provides a range of services to Individuals and Non-Bank Institutional investors including pension fund administrators, insurance companies and organisactions such as stock brokers, schools, law firms, churches etc.
Our clients have access to short or long term investment outlets through financial instruments such as Commercial bills, Treasury bills, FGN bonds and Mutual funds. Institutional investors can also leverage on their portfolio of shares through our share-backed facility.
We take time to listen and come up with solutions that are tailor-made to our customers' needs through a careful process of profiling each client. During the process of profiling, we evaluate each client’s risk appetite, investment goals and horizon and develop a customized portfolio that aims at achieving the set objectives.
Our clients have been delighted over the years by the following which makes us stand out in our chosen markets.
Service delivery: Each client is assigned a dedicated relationship manager who delivers quality, personalized service through our tradition of professionalism, integrity and excellence.
Security: Clients' investments are backed by high quality financial instrument of blue chip companies which guarantees peace of mind for investors.
Flexibility: We are very flexible in our approach to clients’ needs.
Competitive Returns: Our clients enjoy attractive yields rates in line with our goal of creating and accumulating wealth for them.
Services available through our Investors unit are
Money Market – BA’s, CP’s, Call placements, Tbills Fixed Income Securities- FGN Bonds Capital Market – Sale and Purchase of shares Asset Management – CGF, CEF, CIF Advisory Services Financial Planning Share Backed Facilities Access to Informative newsletters
The Abuja Regional office was established in June 1998 to service the Public Sector in the Federal Capital Territory. It has since evolved into a one-stop financial supermarket that serves the Non-bank institutional investors as well as high networth individuals; The office provides these clients with products traversing both the Capital and Money Markets.
In terms of delivering real value and creating true wealth, the branch has been remarkable in providing investment and financial advisory services to a widely diversified client base covering the Federal Capital Territory and much of the Northern region including Zaria, Kaduna. Bida, Minna, Lokoja, Jos and Kano.
The office continues to interface with Abuja based regulatory authorities i.e the Central Bank, Debt Management Office and The Securities and Exchange Commission on behalf of the FSDH group.
The branch will continue to deliver cutting edge services to our customers in the region with tangible effect of financial security.
Services available through our Abuja Branch are:
Money Market – BA’s, CP’s, Call placements, Tbills Fixed Income Securities- FGN Bonds Capital Market – Sale and Purchase of shares Asset Management – CGF, CEF, CIF Advisory Services Access to Informative newsletters
The branch commenced full operations on 25th July 2005 and operates as a full representative office of the FSDH group.
Set up to effectively carry on the FSDH Group vision of becoming a one-stop shop for satisfying the various investment needs of our clients, the branch activities extend beyond Port Harcourt and its immediate environs to include Warri, Bonny, Calabar, Enugu, Benin, Uyo and Eket. The branch thus covers both the Eastern, Southeastern and South-South regions of the country.
The Group’s one-stop shop approach guarantees that there is a product or service available for all categories of investors; individual and institutional. The branch delivers services in both the Money and Capital markets.
FSDH Group is now a part of the financial landscape of Port Harcourt city and its immediate environs as demonstrated by increased client referrals and walk-in customers.
Services available through our PH branch are
Money Market – BA’s, CP’s, Call placements, Tbills Fixed Income Securities- FGN Bonds Capital Market – Sale and Purchase of shares Asset Management – CGF, CEF, CIF Advisory Services Access to Informative newsletters
